A More Affordable Way to Pay Your Loan
July 24, 2026
Paying your monthly 1 2 3 Finance OFW Loan is now even more convenient.
As more local banks reduce or remove their InstaPay transfer fees, many clients can now send payments directly to our BDO account with little to no additional transfer cost, depending on their bank's current policy.
If your bank offers free or lower-cost transfers, you can enjoy more savings every time you make your monthly payment.
Always check your bank's latest transfer fees before sending your payment.
Payment Details
Transfer your payment to the following account:
Bank: BDO Unibank, Inc.
Account Name: 1 2 3 FINANCE CORPORATION
Account Number: 000-778-032-684
Bank Branch: Magallanes, Cebu City
Swift Code: BNORPHMM (disregard if not needed)
How to Pay Through Online Banking
Step 1: Log in to your preferred mobile banking or online banking app.
Step 2: Select Transfer to Another Bank or InstaPay Transfer.
Step 3: Choose BDO Unibank as the destination bank.
Step 4: Enter the following payment details:
Account Name: 1 2 3 FINANCE CORPORATION
Account Number: 000-778-032-684
Amount: Monthly amortzation
Note: If the account name is not accepted by the system, please enter: ONE TWO THREE FINANCE CORPORATION
Step 5: Review all the information before confirming your transaction.
Step 6: Save a copy or screenshot of your transaction receipt.
Paying Through Cash Deposit?
If you prefer visiting a BDO branch, you can also deposit your payment directly to our official BDO account.
Fill out the cash deposit slip using the same account details provided above.
After your payment is successful, keep your validated deposit slip as proof of payment.
Send Us Your Receipt
To help us verify and post your payment promptly, kindly send your payment receipt through our official Facebook Page, 1 2 3 Finance Corporation. This helps our Collections Team process your payment more efficiently.
Important Reminders
- Double-check the account number before sending your payment.
- Use only the official BDO account of 1 2 3 Finance.
- Keep your transaction receipt until your payment has been successfully posted.
- Bank transfer fees vary depending on your bank's current policy.
Make Your Payments Easier
With many banks now offering lower or zero transfer fees, paying your 1 2 3 Finance OFW Loan through Bank Transfer has become a more practical and cost-effective option.
Choose the payment method that works best for you and continue enjoying a safe, secure, and convenient way to stay updated with your loan payments.
