As an overseas Filipino worker (OFW), we know how important it is for you to manage your finances from abroad while ensuring your hard-earned money reaches its intended purpose back home. That's why 1 2 3 Finance Group, in partnership with AllBank (A Thrift Bank), Inc., is proud to introduce QR Ph—an express, hassle-free, and secure way to repay your personal loans.

Scan to Pay: Fast, Secure, and Free

With QR Ph, you can now easily settle your loan payments by simply scanning a QR code using your smartphone—no need to worry about complex steps. This secure method not only simplifies the process but also comes with zero service fees. Whether you're in the Middle East, Europe, or anywhere in the world, managing your loans from 1 2 3 Finance Group is now just a scan away.

How QR Ph Keeps You Safe

Many OFWs have been vulnerable to fraudulent schemes and online scammers when managing payments remotely. But with QR Ph, the risk of falling victim to these scams is significantly reduced. The direct scanning of a QR code allows you to securely connect your payment to your loan account, ensuring peace of mind for you and your family.

How It Works: Simple Steps to Pay

Ready to use QR Ph? First, make sure your account is enrolled in our online portal. If you haven’t signed up yet, no worries—it’s quick and easy! Just head over to online.123finance.ph and get started today.

1. Log in to your 1 2 3 Finance Online Account.
2. Select QR Ph as your payment method and enter your monthly loan amount. Once the QR code is generated, screenshot it and save it to your phone gallery.
3. Open your preferred mobile banking or e-wallet app (like GCash, Maya, or your trusted bank) and tap the QR Scanner feature. Scan the code from Step 2. For smartphone users, you can upload the saved photo, and the scanner will read the QR code to proceed with the payment.
4. Review the details and approve the transaction. You will receive a confirmation of a successful transaction. 

It’s that quick and easy.

This new payment option promotes financial inclusion and open banking, ensuring you have fast, affordable, and stress-free access to your financial obligations. Whether you're sending remittances or repaying loans, QR Ph ensures that every transaction is completed within minutes.

As of August 31, 2024, QR Ph supports a wide range of partner banks, e-wallets, and payment apps. This means you can choose the service that works best for you—making it even easier to manage your payments remotely.

1. Asia United Bank Corporation
2. Bank of the Philippine Islands
3. BDO Unibank, Inc.
4. Metropolitan Bank and Trust Company
5. Philippine National Bank
6. Rizal Commercial Banking Corporation
7. Security Bank Corporation
8. Union Bank of the Philippines
9. Bank of Commerce
10. China Banking Corporation
11. Land Bank of the Philippines
12. Philippines Savings Bank
13. Sterling Bank of Asia, Inc. (A SavingsBank)
14. SeaBank Philippines Inc. (A Rural Bank)
15. AllBank (A Thrift Bank), Inc.
16. Card SME Bank Inc., A Thrift Bank
17. Queen City Development Bank, Inc.or Queenbank, A Thrift Bank
18. Cebuana Lhuillier Rural Bank, Inc.
19. Netbank (A Rural Bank), Inc.
20. Own Bank, The Rural Bank of CaviteCity, Inc.
21. Rural Bank of Guinobatan, Inc
22. GoTyme Bank Corporation
23. UNOBank, In
24. DCPay Philippines, Inc.
25. Gpay Network PH, Inc. (GrabPay)
26. G-Xchange, Inc. (GCash)
27. I-Remit, Inc.
28. Maya Philippines, Inc.
29. PPS-PEPP Financial Services Corporation (PalawanPay)
30. ShopeePay Philippines, Inc.
31. SpeedyPay, Inc.
32. Starpay Corporation
33. TayoCash, Inc.
34. Traxion Pay, Inc.
35. Zybi Tech, Inc.
36. USSC Money Services, Inc.