Experience a faster, easier, and more user-friendly loan application process with 1 2 3 Finance Group. Introducing our NEWEST online platform. You can now apply & submit your requirements anytime, right from the comfort of your home. Whether you're using your smartphone, personal computer, or laptop, our process is designed to give you a smooth and convenient experience.  Say goodbye to long queues and extreme heat,  learn more about our quick and easy process. 

 1. Open your phone or laptop’s browser and go to https://online.123finance.ph/registration. Register using your active mobile number or email address. Don’t forget to check our terms and conditions to proceed. 

2. Verify your mobile number or email address by entering your 6-digit code sent via SMS/email.

3.  Fill out our application form, including your desired loan amount and tenure, then click “Register” at the end of Step 3. Upon completion, expect an SMS with your unique application code. This code, along with your last name, will be your credentials on your next logins. No need to go back to step 1. 

4.  Upload your most recent selfie or use the camera. 

5. Please provide your additional personal and employment information. Review and make sure all the information are complete and correct before saving.

6. Our loan officers will contact you to verify your details and assist you with the next steps of our online process. We will call you within the day but allow us up to 48 hours for applications submitted after working hours. After the call, you will be asked to provide your co-borrower's personal information and upload the requirements through our online platform. 

7.  We will evaluate your application within the day. If approved, we will disburse the loan  in cash at our designated branch, at which point you and your co-borrower can visit us. 

In addition to our streamlined online application process, our newest online platform allows you to conveniently access your loan details, review payment history, and track upcoming payment schedules from the comfort of your home.  Simply use your Loan Code and Last Name as login credentials. Please note that each loan code begins with specific letters corresponding to the 1 2 3 Finance branch: FIN for Manila; OW for Cebu; ILO for Iloilo; DVO for Davao; and CDO for Cagayan De Oro. Make sure to include these initials for successful login.

 At 1 2 3 Finance Group, we are committed to continuously refining our services to better serve your needs, making applying for an OFW Loan easier than ever before. Don't hesitate, apply online today and experience financial convenience like never before!