Heading to the USA under the J-1 Visa Program? 1 2 3 Finance is here to help you prepare for your journey with fast and reliable financing support.

Our J-1 Visa Loan is designed for teachers and individuals approved for the J-1 Exchange Visitor Program in the United States. Qualified borrowers in Luzon, Cebu, Iloilo, Bacolod, Davao, Cagayan de Oro, and nearby provinces may loan up to 3x their monthly basic salary, subject to our approval.

Enjoy flexible repayment terms from 6 to 18 months with no collateral required, no advance fees, no hidden fees, and no deductions from your loan proceeds.

We keep our requirements simple and minimal so borrowers can usually complete their documents within the day. Once complete requirements are submitted and approved, loan release may also be processed on the same day.

For a higher chance of fast approval, we recommend having a co-borrower from your immediate family, such as your spouse, parents, or siblings.

Apply now or visit one of our branches today. Check out our accepted Valid IDs here.

1 2 3 Finance Group will never ask you to pay an upfront fee for your loan application. If you receive a call, SMS, or email asking you to pay a fee in advance, do not engage. Please report the incident immediately to our Customer Service hotline at 0908-550-0583 or email us at customer.service@123finance.ph.