Applying for an OFW loan with 1 2 3 Finance Group is quick, easy, and designed to support you and your family. Just follow these steps:

Step 1: Check Your Eligibility

Make sure you qualify before applying. Generally, you should:

➤Be an first time or returning Overseas Filipino Worker (OFW) still in the Philippines with confirmed employment contract

➤Have a valid passport

➤Minimum ₱40K basic monthly salary

Step 2: Prepare the Required Documents

Get your documents ready to avoid delays. Common requirements include:

➤Valid passport (with visa)

➤Overseas Employment Certificate (OEC) or employment contract

➤Confirmed Flight Ticket

➤Latest Proof of Billing

➤Two valid government-issued ID

➤Marriage Certificate (if Married) / Birth Certificate (If single)

➤Some requirements may be on as-needed basis

Step 3: Submit Your Loan Application

Apply through any of the following:

➤The 1 2 3 Finance Group website

➤Official Facebook Page

➤Apply at any 1 2 3 Finance branch, nationwide.

Step 4: Wait for Loan Assessment

Once submitted, the team will:

➤Review your application and documents

➤Verify identity and income details

➤Contact you if additional information is needed

➤This step is usually fast, so keep your lines open.

Step 5: Receive Result and Sign Loan Documents

If application is approved, you’ll be informed of:

➤Your approved loan amount

➤Interest rate and repayment terms

➤Release schedule

➤Make sure to review and understand the terms before proceeding.

Step 6: Loan Release

After signing, the loan amount will be released through cash or bank transfer

And that’s it—you’re all set!