Every Filipino worker abroad shares a common concern: how to provide for their families back home while they are just starting out in their job. But before they've even started working in another country, many struggle to find the funds needed just to kickstart their job applications. Some resort to selling cherished family heirlooms or even their homes, while others opt for loans without collateral. Moreover, the anticipation of waiting up to a month before receiving their first paycheck adds to their concerns.

In light of these challenges, our loan product offers a comprehensive solution to alleviate the financial worries of OFWs. Designed specifically for overseas Filipino workers, our loan service enables them to provide for their family’s various needs in the Philippines while working comfortably abroad, offering peace of mind for both the OFW and their dependents.

Our loans can be utilized for various purposes:

Personal Expenses: We've got you covered for your startup expenses abroad, ensuring you can focus on your work without worrying about financial constraints.

Investments: Use the funds to invest in a business for your family to manage while you are working overseas.

Housing: Ensure your family lives in a comfortable house. Get a loan from us to cover up a month or two amortizations while you settle in your work abroad.

Education: We recognize the importance of education. Our aim is to support OFWs by helping their loved ones achieve their educational aspirations.

Emergencies and More: In times of urgent financial need back home, we provide quick access to additional funds.

Our OFW loan is designed to cater to your needs with no collateral required, ensuring you receive the full loan amount without deductions. You can borrow an amount equivalent to your basic monthly salary or up to twice that amount, with repayment options spread over 6-15 monthly installments.

Who Can Apply?

You are eligible for our OFW Loan if you meet the following criteria:

1. Filipino citizenship

2.  Must have two government-issued identifications (IDs)

3. One co-borrower only

Whether you're an OFW seeking financing options for personal or family needs, our loan service is here to support you every step of the way. Apply now and let us help you achieve your goals while working abroad.

Important: Before you proceed with your loan transaction,  remember that some debt isn't bad—it can help you achieve your goal  and may help you build wealth. Too much, however, or the wrong kinds, can hinder your ability to pursue other personal goals. 

In order to manage your debt more effectively, you may want to consider these gentle reminders. 

Make a realistic budget: Keep track of your spending and set financial goals to make sure you can pay back your loan while maintaining other financial obligations.

Know all about loans: Understand everything about your loan, like how much it costs with interest and any extra fees. Being aware helps you make smart choices and avoid surprises during repayments.

Don't borrow too much: Be careful not to borrow more money than you can handle comfortably. Only borrow what you really need and can pay back without too much difficulty.

Get advice from our team: Our professionals can help you make smart choices and manage your loan well.