Scammers are experts in manipulation and they will spend time earning your trust until you let your guard down. To avoid loss when faced with a scammer, exercise the following three activities:

Think 

Before providing personal information or giving away money, take a moment to pause and think about the credibility of the person or company you are dealing with, the soundness of the information being provided, and the possible risks of a certain action. 

Examine 

When in doubt, do not rush into a decision. Scammers usually create a false sense of urgency. Examine the situation first and ask questions. Challenge the person you are talking to about the things and ideas that you are not sure of and are uncomfortable with. 

Study 

Give yourself time to study and get as much information from different sources. If you come across a possible fraudulent person account or page online, report it to our Customer Service Team by calling us at 0908-550-0583 or emailing us at customer.service@123finance.ph. We will help you verify and confirm the information you have received. Visit our Contact Us page to see how you can quickly get in touch with us.

You can also get information from credible agencies like Securities and Exchange Commission (SEC) or report to them fraud, scams and abuses related to lending and investment with SEC-registered companies. 

Ground Floor, North Wing Hall, Secretariat Building PICC Complex, Vicente Sotto Street, Pasay City 1307 

Corporate Governance and Finance Department 

Email: cgfd_md@sec.gov.ph 

SEC i-Messagemo: http://imessagemo.sec.gov.ph 

Telephone: (02) 8818 5476; (+63) 9260170248 

Enforcement and Investor Protection Department 

(Reports related to Investment Scams) 

Email: epd@sec.gov.ph 

Telephone: (02) 8818-6337; (+63) 961-519-7829; (+63) 961-684-4088

Source: Securities and Exchange Commission https://www.sec.gov.ph/investors-education-and-information/investment-scam-checklist/